Create a new loan, or update an existing loan if it exists.

When you send loans to Sivo, it is important to send the records for all your portfolio and not just the ones that are pledged to Sivo. This allows for calculation of key portfolio metrics that are required by our risk team.
You use the funded_by property to indicate how a loan is funded:

  • sivo means that this loan is funded by a Sivo debt line
  • balance_sheet means that the loan is funded by your company's balance sheet (i.e. with equity)
  • other means that the loan is funded by another capital source

Loans funded by Sivo require that you provide the appropriate ID of the debt line that they are pledged to (see debt_line_id below). You can obtain this id from the Sivo dashboard, by navigating to the appropriate debt line.

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