# DaaS Documentation > Sivo Developer Portal ## API Reference: Overview - [Getting Started](https://developer.sivo.com/reference/getting-started-1.md) - [Testing](https://developer.sivo.com/reference/testing.md) - [Authentication](https://developer.sivo.com/reference/authentication.md) - [Status Codes](https://developer.sivo.com/reference/status-codes.md) - [Idempotency](https://developer.sivo.com/reference/idempotency.md) - [Metadata](https://developer.sivo.com/reference/metadata.md) - [Request IDs](https://developer.sivo.com/reference/request-ids.md) - [Errors](https://developer.sivo.com/reference/errors-1.md) - [Dates and Times](https://developer.sivo.com/reference/dates-and-times.md) - [Money](https://developer.sivo.com/reference/money.md) - [Rate Limits](https://developer.sivo.com/reference/rate-limits.md) ## API Reference: Authentication - [Exchange Refresh for Access Token](https://developer.sivo.com/reference/refresh-an-access-token.md): Get a new access_token with a refresh_token from https://app.sivo.com/integrations - [Revoke Refresh Token](https://developer.sivo.com/reference/revoke-a-refresh-token.md): Revoke a refresh token per https://docs.aws.amazon.com/cognito/latest/developerguide/revocation-endpoint.html ## API Reference: Reporting - [Introduction](https://developer.sivo.com/reference/getting-started-with-reporting.md) - [Loans and Cards](https://developer.sivo.com/reference/loans-and-cards.md) - [Create a Loan](https://developer.sivo.com/reference/postloan.md): Create a new loan, or update an existing loan if it exists. - [Payments and Disbursements](https://developer.sivo.com/reference/payments-and-disbursements.md) - [Report on Loan](https://developer.sivo.com/reference/postreport.md): Create a report entry for a loan, or update an existing report if it exists. - [Borrowers](https://developer.sivo.com/reference/borrowers.md) - [Create Consumer Borrower](https://developer.sivo.com/reference/postborrowersconsumer.md): The first step in the Ignite process is to create a Consumer or Business Borrower. This is the endpoint to create a consumer borrower - [Create Business Borrower](https://developer.sivo.com/reference/postborrowersbusiness.md): The first step in the Ignite process is to create a Consumer or Business Borrower. This is the endpoint to create a business borrower ## API Reference: Banking - Transactions - [Search for transactions](https://developer.sivo.com/reference/getbankingtransaction.md): Search for transactions - [Gets a transaction record](https://developer.sivo.com/reference/getbyidbankingtransaction.md): Search for transactions - Balances - [Gets the balance for a currency](https://developer.sivo.com/reference/getbyidbankingbalance.md): Gets the balance for a currency - Payments - [Create a payment](https://developer.sivo.com/reference/postbankingpayment.md): Create a payment - Beneficiaries - [Create a Beneficiary](https://developer.sivo.com/reference/postbankingbeneficiary.md): Create a beneficiary - [List Beneficiaries](https://developer.sivo.com/reference/getbankingbeneficiary.md): Returns a list of beneficiaries - [Get a Beneficiary by Id](https://developer.sivo.com/reference/getbyidbankingbeneficiary.md): Find a beneficiary by Id - [Update a Beneficiary](https://developer.sivo.com/reference/patchbankingbeneficiary.md): Patch a beneficiary by Id - [Introduction](https://developer.sivo.com/reference/get-started-with-banking.md) - Yield Management - [Withdraw](https://developer.sivo.com/reference/postlendingyieldaccountswithdraw.md): Submit withdrawal - [List all transactions from the ledger](https://developer.sivo.com/reference/getlendingyieldaccountsledger.md): A ledger includes all credit and debit transactions associated with a yield account - [Get a ledger transaction by ID](https://developer.sivo.com/reference/getbyidlendingyieldaccountsledger.md): A ledger includes all credit and debit transactions associated with a yield account - [Create a yieldaccount](https://developer.sivo.com/reference/postlendingyieldaccount.md): Create a yieldaccount - [List yield accounts](https://developer.sivo.com/reference/getlendingyieldaccount.md): Returns a list of yieldaccounts - [Get a yield account by Id](https://developer.sivo.com/reference/getbyidlendingyieldaccount.md): Find a yieldaccount by Id - [Update a yieldaccount by Id](https://developer.sivo.com/reference/putlendingyieldaccount.md): Update a yieldaccount by Id - [Patch a yield account by Id](https://developer.sivo.com/reference/patchlendingyieldaccount.md): Patch a yieldaccount by Id ## API Reference: Capital (Debt-as-a-Service) - [Introduction](https://developer.sivo.com/reference/getting-started-with-capital.md) - [Debt Line Management](https://developer.sivo.com/reference/debt-line-management.md) - [List all transactions from the ledger](https://developer.sivo.com/reference/getlendingdebtlinesledger.md): A ledger includes all credit and debit transactions associated with a debt line - [List debtlines](https://developer.sivo.com/reference/getlendingdebtline.md): Returns a list of debtlines - [Find a debtline by Id](https://developer.sivo.com/reference/getbyidlendingdebtline.md): Find a debtline by Id - Capital - [Pay debt line principal](https://developer.sivo.com/reference/postlendingdebtlinespay.md): Pay debt line principal - [Draw from a debt line](https://developer.sivo.com/reference/postlendingdebtlinesdraw.md): Draw from a debt line ## Recipes - [Banking > Create a Beneficiary (ABA/USD)](https://developer.sivo.com/recipes/banking-create-a-beneficiary-abausd.md) - [Banking > Create a Beneficiary (MXN)](https://developer.sivo.com/recipes/banking-create-a-beneficiary-mxn.md) - [Banking > Create a Beneficiary (Wire/USD)](https://developer.sivo.com/recipes/banking-create-a-beneficiary-wireusd.md) - [Banking > Create a contact](https://developer.sivo.com/recipes/banking-create-a-contact-1.md) - [Banking > Create a Payment](https://developer.sivo.com/recipes/banking-create-a-payment.md) - [Banking > Get a bank account statement](https://developer.sivo.com/recipes/banking-get-a-bank-account-statement.md) - [Banking > Get account balance](https://developer.sivo.com/recipes/banking-get-account-balance.md) - [Banking > Get Transactions](https://developer.sivo.com/recipes/banking-get-transactions.md) - [Banking > List Bank Accounts](https://developer.sivo.com/recipes/banking-list-bank-accounts.md) - [Banking > Retrieve accounts](https://developer.sivo.com/recipes/banking-retrieve-accounts.md) - [Banking > Send funds by ACH](https://developer.sivo.com/recipes/banking-send-funds-by-ach.md) - [Banking > Wire Transfer](https://developer.sivo.com/recipes/banking-wire-transfer.md) - [Capital > Draw from a Debt line](https://developer.sivo.com/recipes/capital-draw-from-a-debt-line.md) - [Capital > Get a Debt line by ID](https://developer.sivo.com/recipes/capital-get-a-debt-line-by-id.md) - [Capital > Get a debt line ledger](https://developer.sivo.com/recipes/capital-get-a-debt-line-ledger.md) - [Capital > Get the collateral ledger](https://developer.sivo.com/recipes/capital-get-the-collateral-ledger.md) - [Capital > Get the payable ledger](https://developer.sivo.com/recipes/capital-get-the-payable-ledger.md) - [Capital > Pay a debt line (Principal)](https://developer.sivo.com/recipes/capital-pay-a-debt-line-principal.md) - [Refresh an access token](https://developer.sivo.com/recipes/refresh-an-access-token.md) - [Reporting > Create Borrower](https://developer.sivo.com/recipes/reporting-create-borrower.md) - [Reporting > Installment Loan](https://developer.sivo.com/recipes/reporting-installment-loan.md) - [Reporting > Revolving Loan](https://developer.sivo.com/recipes/reporting-revolving-loan.md) - [Reporting > Update a Loan](https://developer.sivo.com/recipes/reporting-update-a-loan.md) - [Submit a Draw](https://developer.sivo.com/recipes/submit-a-draw.md) - [Submit a Payment to a SIVO Debt Line](https://developer.sivo.com/recipes/submit-a-payment-to-a-sivo-debt-line.md)